Apple brings iPhone Tap to Pay to five more European countries

Apple has expanded its Tap to Pay feature on iPhone to five new European countries – Estonia, Latvia, Lithuania, Monaco and Norway.

Apple has expanded its Tap to Pay feature on iPhone to five new European countries.

From today (24.09.25), businesses in Estonia, Latvia, Lithuania, Monaco and Norway can accept in-person contactless payments using only an iPhone and a supporting iOS app, with no additional hardware or card reader required.

According to Apple, the expansion means millions of merchants, from small businesses to large retailers, can now take payments directly through their device.

Customers can pay using contactless credit or debit cards, Apple Pay, or other digital wallets by holding them near the merchant’s iPhone.

The rollout is supported by a range of payment platforms, including SumUp, Revolut, Adyen, BNP Paribas, PayPal, Stripe, Nexi and Viva.com.

In Norway, BankAxept support has also been added through Surfboard Payments.

Apple says all Tap to Pay transactions are encrypted and processed using the Secure Element, the same system behind Apple Pay, ensuring neither Apple nor merchants see what is being purchased.

Jennifer Bailey, Apple’s vice president of Apple Pay and Apple Wallet, said: “We are excited to expand Tap to Pay on iPhone to even more countries across Europe, enabling businesses of all sizes to accept contactless payments right on their iPhone.

“With more ways to pay than ever before, Tap to Pay on iPhone is transforming how customers and merchants experience payments.”

With the latest additions, Tap to Pay on iPhone is now available in 43 countries and regions worldwide, underlining Apple’s push to compete with traditional payment terminals and strengthen its position in financial services.

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